Outlayr: Expense Tracker, Budget App & Subscription Tracker

Mobile expense tracking meets natural language input with Outlayr, an app designed to log purchases through sentences rather than multi-field forms. Users can type, speak, or photograph receipts to record transactions, with the app parsing details like amount, merchant, category, account, and date from a single sentence. The core promise centers on reducing friction: instead of filling out multiple fields for routine purchases, users describe the transaction as they would in conversation. The app automatically categorizes entries and assigns them to accounts, budgets, and monthly periods. Recurring charges including rent, bills, and subscriptions can be set to log themselves on their due dates, with an upcoming charges view showing what will renew and the monthly total. Users can set category-specific budget limits or a single monthly cap, with unused amounts carrying forward. Budget displays project where current spending pace will end rather than showing only remaining balances. Multi-account and multi-currency support allows tracking cash, cards, savings, and debts in one interface, with transfers between accounts distinguished from spending. Insights compare spending patterns across time periods, showing changes by day and category, income versus expenses, and net worth trends. Users can start their tracking month on any date, such as payday, and all reporting adjusts accordingly. Data storage defaults to on-device, with information reaching servers only when sync is enabled or features like receipt scanning are used. The app functions without internet connectivity, with entries saving locally first. Security options include Face ID or Touch ID locking, and the ledger is hidden from the app switcher view. Export capabilities include CSV format and full archives for restoration. Bank CSV files can be imported with automatic duplicate detection. The business model offers free access to start, with a Pro tier available that includes a seven-day trial on yearly plans. The service commits to no advertising on any plan and states that user data is never sold.